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The Centers for Medicare and Medicaid Services has released the premium and deductibles for Medicare Parts A and Part B for 2026.
In Part A, an inpatient hospital deductible will cost $1,736, up from $1,676 this year, for the first 60 days. Days 61-90 will have coinsurance of $434, up from $419.
For Part B, the standard monthly premium will be $202.90 from $185 in 2025.
The annual deductible for Medicare Part B will be $283 in 2026, an increase of $26 from the annual deductible of $257 in 2025.
High-income enrollees will pay more for Part B coverage. For example, the highest 2026 premium amount for 2026 is $689.90 for those who file jointly and have an adjusted gross income of $750,000 or more, according to Seeking Alpha.
Medicare Part A covers inpatient hospital, skilled nursing facility, hospice, inpatient rehabilitation and some home healthcare services. Approximately 99% of Medicare beneficiaries do not have a Part A premium since they have at least 40 quarters of Medicare-covered employment, as determined by the Social Security Administration.
The Medicare Part A inpatient hospital deductible that beneficiaries pay if admitted to the hospital will be $1,736 in 2026, an increase of $60 from $1,676 in 2025. Part A inpatient hospital deductible covers beneficiaries’ share of costs for the first 60 days.
In 2026, beneficiaries must pay a coinsurance amount of $434 per day for the 61st through 90th day of a hospitalization ($419 in 2025) in a benefit period and $868 per day for lifetime reserve days ($838 in 2025).
For beneficiaries in skilled nursing facilities, the daily coinsurance for days 21 through 100 of extended care services in a benefit period will be $217 in 2026 ($209.50 in 2025).
The increase in the 2026 Part B standard premium and deductible is mainly due to projected price changes and projected utilization increases.
CMS said the Trump administration took action to address spending on skin substitutes and if it had not, the Part B premium increase would have been about $11 more a month.
Skin substitute spending changes were finalized in the 2026 Physician Fee Schedule Final Rule.
Email the writer: SMorse@himss.org